BUILD FAST. SELL FASTER.

CAPITAL THAT SCALES WITH YOU

CMG’s Spec Construction Financing Division empowers builders with smarter, faster capital solutions designed to match your pace, your market, and your needs.

We don't just fund builds—we fuel profits.  Our programs are built to reduce project delays, improve margins, and keep your pipeline moving.

Whether you're building five homes or five hundred, we’ll help you scale with confidence.


  Maximize leverage and reduce capital outlay
  Flexible funding tailored to your timeline
  Hands-on support from real builder specialists

 

PRICE A DEAL VIEW LOAN PROGRAMS
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HOW WE HELP YOU SELL FASTER

Build & LockTM Rate Incentive Promo

Drop the rate. Keep the price. Sell faster.

CMG’s Build & Lock™ program gives you the power to offer irresistible rate incentives—without cutting price, dealing with upfront costs, or chasing new marketing vendors.

You can lock in rates for up to 5 models at a time, then showcase the savings with our done-for-you marketing.


    Maximize marketability and expand your buyer pool
   Turn-key marketing collateral; digital and print
 Target what buyers really want: a monthly payment they can afford
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LOAN PROGRAMS

Financing built to scale–your way

Vertical

Construction

Perfect for infill builders, our specialized program offers high-leverage financing for everyday builders.

  • A Teal checkmark Customized loan packages
  • A Teal checkmark Project-based underwriting
  • A Teal checkmark Dedicated project advisory team
  • Teal checkmark Competitive rates with flexible terms
  • Teal checkmark Access to top industry experts
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Most popular

Horizontal & Vertical

All-In-One

Designed for developers managing land and construction together—combine both phases in one efficient loan.

  • A Teal checkmark One-stop financing for track builders
  • A Teal checkmark Finance land development costs
  • A Teal checkmark Flexible draw schedules
  • A Teal checkmark Fund your acquisitions
  • A Teal checkmark Leverage land equity
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Production Builders

BuilderFLEX

Built for scale. One approval gives production builders fast, flexible capital with consistent terms.

  • A Teal checkmark One approval, multiple loans
  • A Teal checkmark Lock-in pricing across your pipeline
  • A Teal checkmark Reusable capital for ongoing builds
  • A Teal checkmark Tailored draw management
  • A Teal checkmark Dedicated support team
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Bridge

Bridge Loan

This short-term loan gives builders fast, flexible capital to exit completed projects or fund their next deal.

  • A Teal checkmark Fast approvals and flexible terms
  • A Teal checkmark Turn equity into working capital
  • A Teal checkmark Ideal for quick turns or gap financing
  • A Teal checkmark Keep your pipeline moving
  • A Teal checkmark Purchase or refinance
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FAQ

Questions?

What types of construction projects do you finance?

We provide financing for any or all of the following: acquisition, land development and vertical construction. 

How quickly can I get approved?

Our streamlined application process and dedicated advisory team ensure most loans closed within 30-60 days. Smaller loans generally close quick than larger more intricate loans.

Do you offer financing for land acquisition?

Yes, we can help you finance the purchase or refinance of your permit ready land. 

Can I use one loan for multiple projects?

Yes. We can finance multiple builds in one loan. We can also encumber the equity in your entitled or developed land.  

What do I need to get started?

Simply submit a deal with your project details, and our team will guide you through the process step-by-step.

What happens after I submit a deal?

Once you submit your deal, our team will review your project and get in touch with you within 24-48 hours to discuss next steps.