BUILD FAST. SELL FASTER.

CAPITAL THAT SCALES WITH YOU

CMG’s Spec Construction Financing Division empowers builders with smarter, faster capital solutions designed to match your pace, your market, and your needs.

We don't just fund builds—we fuel profits.  Our programs are built to reduce project delays, improve margins, and keep your pipeline moving.

Whether you're building five homes or five hundred, we’ll help you scale with confidence.


  Maximize leverage and reduce capital outlay
  Flexible funding tailored to your timeline
  Hands-on support from real builder specialists

 

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LOAN PROGRAMS

Financing built to scale–your way

Vertical

Construction

Perfect for infill builders, our specialized program offers high-leverage financing for everyday builders.

  • A Teal checkmark Customized loan packages
  • A Teal checkmark Streamlined app and approval process
  • A Teal checkmark Dedicated project advisory team
  • Teal checkmark Competitive rates with flexible terms
  • Teal checkmark Access to top industry experts
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Most popular

Horizontal & Vertical

All-In-One

Designed for developers handling both horizontal land development & vertical construction. 

  • A Teal checkmark One-stop financing for track builders
  • A Teal checkmark Finance land development costs
  • A Teal checkmark Flexible draw schedules
  • A Teal checkmark Support from concept through final sale
  • A Teal checkmark Leverage land equity
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Credit Line

Guidance Line

Tailored for major projects. Bespoke financial solutions that adapt to complex market dynamics and project scopes.

  • A Teal checkmark Credit line for production builders
  • A Teal checkmark Custom tailored draw management
  • A Teal checkmark Competitive rates and fees
  • A Teal checkmark Rinse and repeat use
  • A Teal checkmark Priority support and project monitoring
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Bridge

Bridge Loan

Built to help builders move quickly between projects, this flexible solution helps unlock equity, fund acquisitions, and bridge capital gaps.

  • A Teal checkmark Leverage equity from completed or pending projects
  • A Teal checkmark Fast approvals and flexible terms
  • A Teal checkmark Ideal for quick turns or gap financing
  • A Teal checkmark Keep your pipeline moving while planning your next build
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FAQ

Need clarification?

What types of construction projects do you finance?

We provide financing for any or all of the following: acquisition, land development and vertical construction. 

How quickly can I get approved?

Our streamlined application process and dedicated advisory team ensure most loans closed within 30-60 days. Smaller loans generally close quick than larger more intricate loans.

Do you offer financing for land acquisition?

Yes, we can help you finance the purchase or refinance of your permit ready land. 

Can I use one loan for multiple projects?

Yes. We can finance multiple builds in one loan. We can also encumber the equity in your entitled or developed land.  

What do I need to get started?

Simply submit a deal with your project details, and our team will guide you through the process step-by-step.

What happens after I submit a deal?

Once you submit your deal, our team will review your project and get in touch with you within 24-48 hours to discuss next steps.