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Builder Intro Call

Deal Terms

This is a call with Rich or Brian to discuss details of the deal with you and your builder. CMG takeout can be discussed at a high-level.

 

 

Meet The Team

Lenders By Trade. Deal Makers By Design.

The Kloze Team at CMG Home Loans leverages deep industry experience dating back to 2017, specializing in innovative financing solutions ranging from parking lots to large-scale projects like Amazon warehouses. Recognizing the crucial need for development financing amid the failures of regional banking, the team launched an expansion in 2020 to address the severe housing inventory shortages. Their approach not only aids builders in securing more efficient capital but also integrates seamlessly with CMG’s Builder Advantage platform, providing a comprehensive suite of tools that enhance builders’ capabilities to meet the growing housing demands effectively.

Brian Circle

Brian Biancardi

VP, Commercial Construction Division, NMLS ID# 208498

Brian Biancardi is a Western New York native and a Marine Corps Veteran. As a Sergeant in the Marines, “being in service” comes naturally and has become the backbone of his lending career. Brian has an M.B.A. in international business from Florida Atlantic University. Biancardi moved to South Florida, started lending in January 2003 and has closed nearly 1 billion in transaction volume.  He is a proud parent of three beautiful children and a devoted husband to his wife, Emily. Creativity and connections are the differentiator in his ability to get the job done.

 

Rich Circle

Rich Luzzi

VP, Commercial Construction Division, NMLS ID# 1968751

Rich Luzzi directs sales operations within the Commercial Lending Division, serving as the primary liaison among builders, loan officers, and the Kloze Team. He guides the loan process from initial inquiry to final decision, crafting tailored solutions and term sheets for each client. Formerly a touring rock musician, Rich's life now revolves around his daughter and their pet chihuahua, Stella. His dynamic background enriches his role, bringing creativity and drive to every interaction.